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NST Realty & Mortgage
2277 Woodbury Court
San Jose, CA 95121-3226
Office Phone: (408) 274-6293 Fax: (408) 493-4506 Cell Phone: (408) 891-8271
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Committed to "Customer for Life" Principal of Doing Business!
Welcome to NST Realty & Mortgage. Your Best Interest Is Our Top Priority. Referrals From Previous Clients Are Key to Our Success.
BUYING & SELLING Real Estate  
We cover your real estate needs in northern California including the counties of Santa Clara, Alameda, Merced, Placer, San Joaquin, San Mateo, Sacramento, Stanilaus and El Dorado.
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LISTING
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3.99% (Includes Buyer's Agent/Broker Commission) |
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BUYING
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Up to 50% of Our Commission Back to You |
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MLS ENTRY ONLY
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Low Flat Fee $395 (Coverage Limited. See Above) |
MORTGAGE - Purchase, Refinance, Home Equity, Line of Credit
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Rate*
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Point
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APR
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Last update: 11/13/08 10:28am
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30-yr Conf
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5.75%
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0
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5.825%
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APPLY NOW! Rates+fees best in the industry.
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15-yr Conf
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5.375%
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0
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5.501%
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Add .25%-.375% to rate for no-closing cost. APPLY NOW!
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5/1 ARM Conf
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5.375%
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0
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5.449%
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Call for program incentives/specials. APPLY NOW!
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30-yr Conf Jumbo
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6.125%
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0
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6.134%
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Conf Jumbo < $729K. APPLY NOW!
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5/1 ARM Conf Jumbo
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N/A
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0
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N/A
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Conf Jumbo Program expires soon. APPLY NOW!
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Home Equity Line of Credit
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As Low As 2.99%
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0
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Not Applicable
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Up to $250K. Low broker fee applies. Assumptions Apply. No lender/escrow cost special.
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*Assumptions. For files approved, ready to lock rates. Rate/fees may vary for different loan amounts. Pay discount points to reduce rates further. Call for 3-, 5-, 7-yr ARM and 15-yr fixed programs. Incentives are subject to change any time and valid on day of rate lock only. Home equity line of credit, primary residence only, with combined loan to value < 80%.
** Est. Closing Cost includes applicable lender fees, low flat broker fee, settlement+title+recording+notary fees, appraisal/credit report fees. Discount points and payoff amounts will apply at closing.
| Requires: 720+ FICO, owner-occupied single family primary or secondary residence, full doc, debt-to-income < 40%, no secondary subordination. No prepayment. Higher rates/fees apply for > 80% LTV and investment properties. Other requirements may apply. |
GUARANTEED: Check out our Good Faith Estimate and Truth In Lending. Assumptions Apply. Show us any lenders Good Faith Estimate in writing and we will attempt to MATCH or BEAT them! Note: If you do not get a Good Faith Estimate from your broker or direct lender, do not do business with them! By law they have THREE (3) days to send one in writing to you upon your submittal of a loan application. NST REALTY & MORTGAGE never changes your rate at closing or surprises you with extra fees at the last minute. Estimated Total Closing Cost (includes lender fees, broker fees, title/escrow and other third-party fees) does not include taxes, insurance, prepaid interest and unpaid accrued interest due from Borrower(s) to be paid at closing.
THANK YOU FOR YOUR BUSINESS AND REFERRALS!
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| Check these organizations for housing data |
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California Real Estate Broker License 01452604. California Notary Public Commission Number 1600620. NSA and 123Notary -Certified. Notary-Services Certified Loan Document Signer. PLEASE TAKE A MOMENT TO SIGN OUR WEBSITE GUEST BOOK. THANK YOU. |
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 WSJ.com: Economy
Fannie, Freddie Halt Foreclosures - 1 hour ago
Fannie and Freddie suspend foreclosure sales and evictions on certain properties until January as it prepares for its loan-modification program. (Statements)
Jobless Claims Surge - 6 hours ago
The number of U.S. workers filing new claims for unemployment benefits soared again last week to its highest level in 16 years.
Paulson Defends Moves on Crisis - 2 hours ago
Paulson, under fire for his approach to resolving the financial-sector crisis, defended his actions as "necessary steps to prevent a financial collapse."
New England Faces Big Downturn - 6 hours ago
New England is headed for a "significant recession" that will strip the region of 250,000 jobs, or about 3.6 % of its employment, economists said.
China Worries About Rising Job Losses - 5 hours ago
Chinese officials said unemployment has worsened and conditions will deteriorate until the second quarter of 2009. |
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